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Insurance Claim Dos and Don'ts

A motor vehicle accident can have a devastating impact on you and your family. If you or a loved one has been injured, contact our firm to schedule a consultation with an experienced personal injury attorney.

Motor Vehicle Accident Attorneys in Orlando, Florida

The law firm of Griffin & Linder, P.A. provides reputable, experienced and aggressive representation for individuals injured in motor vehicle accidents throughout Central Florida. The firm's AV-Rated* partners focus on handling complex claims involving severe injuries, including numerous multi-million dollar claims.

Call 407-459-1290 or Toll-free 866-974-1608 or contact the firm online to schedule a free initial consultation to discuss claims involving:

Lean more about the firm by visiting the client testimonials or the verdicts and settlements pages. To learn more about the law as it relates to motor vehicle accidents, you can find extensive information below.

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The lawyers at Griffin & Linder, P.A. are well-respected throughout Central Florida for their ability to handle complex claims and for the ethical, dedicated treatment each clients receives. In addition, the firm frequently accepts severe claims on referral from large and small law firms throughout the state. Learn more at the attorney referrals page.

If you or your loved one suffered serious injuries in a motor vehicle accident, you should act quickly to secure experienced legal representation. Your case may depend on physical evidence and the memories of witnesses, all of which begin to disappear and fade within days after the crash. An attorney can immediately gather and preserve the evidence you need.

*CV, BV, and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards, and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell ratings fall into two categories - legal ability and general ethical standards.

Insurance Claim Do's and Don'ts

When you need to make an auto insurance claim, you should proceed with care. Your actions may have a significant influence on the amount of compensation you receive. Contact Griffin & Linder, P.A. in Orlando, Florida, to schedule a consultation with a personal injury attorney to learn more.

The Do's

DO consult an attorney for legal advice.

DO review your insurance policies to find out what is covered and what is excluded.

DO notify your insurance company right away after you are in a car accident, your car is stolen or damaged or another such covered event takes place.

DO take pictures if you can: of your vehicle, the accident site and your injuries.

DO take notes when you speak with your insurance company. Make a record of the names, job titles and phone numbers of the representatives with whom you communicate. If you can, get the names of their supervisors, too. Note what you discussed and what you or the representative promised to do.

DO tell your insurance company the truth. Not only does this save everyone a lot of time and effort, but questions of legal liability can be complex. If you fail to be forthcoming with your insurance company, this could invalidate or reduce your coverage.

DO investigate whether you have additional insurance coverage. Depending on the circumstances, supplemental coverage may come from another auto insurance policy, a homeowner's policy or umbrella coverage.

DO keep the receipts for money you've spent on car rental, medical bills and purchases made in connection with the motor vehicle accident.

DO make sure you're aware of the difference between the replacement value of your car and what you actually owe on the car. If the car is totaled, most car insurance will cover only the cash value of your car at the time of the accident. You may owe more than that, however, on the loan or the lease of the car. Gap coverage makes up for this difference. Additional coverage is usually necessary for things like a special sound system in your car.

The Don'ts

DON'T accept the insurance company's estimate of your losses and damages until you have a chance to fully explore the matter yourself. An attorney's help can be valuable in determining whether the insurance company's estimate is fair.

DON'T give the insurance company a recorded or written statement until you have determined how you wish to proceed. It is important to be aware of the extent of your insurance coverage and your rights.

DON'T sign a release or waiver until you have gotten reliable legal advice. You may feel pressure to sign from your insurance company, but it is your right to explore your options. Just make sure that you take appropriate action within the time limit stated in your insurance policy.

DON'T accept a check from your insurance company — especially one that says "final payment" — unless you have obtained legal advice and carefully weighed your options.

Contact a Personal Injury Attorney

Your insurance company is legally obligated to follow through on the terms of its contract with you. You have the right to make sure that happens, and a lawyer can offer you the support, guidance and advocacy you need. Contact Griffin & Linder, P.A. in Orlando, Florida, to schedule a consultation with a personal injury attorney to discuss your situation.

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Additional Information Information Centers Frequently Asked Questions Office Location

Griffin & Linder, P.A.
28 East Washington Street
Orlando, FL 32801

Phone: 407-459-1290
Toll-free: 866-974-1608
Fax: 407-841-9913
Orlando Law Office

AV | Lexis Nexis Martindale-Hubbell | Peer Review Rated For Ethical Standards and Legal Ability